Group Credit Controller

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 50+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About The Role

The Finance team is an integral part of any business. At Revolut, we take that one step further. Our global fintech would be lost without them. They’re more than just an important part of the business — they’re our backbone.

Internal accounting? That’s a good start. Supporting all areas of the company and assessing financial implications from various key strategic decisions and growth opportunities — this is what our financial people do all day long.

We're looking for a Group Credit Controller who’ll be the key subject matter expert on credit-related topics across the group, such as retail, wholesale, and expected credit losses.

Up for the challenge? Be part of the future of finance and let's get in touch.

What You'll Be Doing

• Ensuring the accurate accounting, reconciliation, presentation, and disclosure of financial statement line items
• Leading the month-end, quarter-end, and annual close processes, including audits for these areas
• Collaborating with Credit and Risk teams to ensure compliance of expected credit loss (ECL) models and processes with IFRS 9 standards and business requirements
• Supporting the launch and growth of credit products across multiple locations
• Identifying credit exposures, ensuring proper accounting in line with IFRS 9 and IFRS 7 guidelines
• Serving as a key member of internal credit committees and acting as the ECL model owner for the group
• Establishing and maintaining robust internal controls (SOX) across credit and ECL processes
• Partnering with key internal stakeholders, including Credit, Risk, Technology, and Regulatory Reporting teams
• Acting as the primary contact for external auditors (both group and local) on matters related to credit and ECL
  
  

What You'll Need

• To be a qualified accountant or have an equivalent certification
• Expertise in IFRS 9 standards and expected credit losses (ECL), including data, models, accounting, disclosure, and controls
• Experience with credit products across retail and wholesale segments
• Impeccable data analysis skills, including proficiency in SQL
• A logical and structured approach to problem-solving
• Exceptional analytical abilities and a hands-on attitude
• A high level of motivation and a results-driven mindset
  
  

Nice to have

• Experience within a fast-growing organisation
• Familiarity with financial instruments, such as derivatives, hedging, and financial guarantees
  
  

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.
  
  

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's <a class="postings-link" href="https://www.revolut.com/legal/data-privacy-for-candidates">Candidate Privacy Notice