Deputy Unit Manager - Capital Markets

Bajaj Finserv


Date: 2 weeks ago
City: Pune, Maharashtra
Contract type: Full time
Location Name: Pune Corporate Office - HO

Job Purpose

"This position is open with Bajaj finance limited"

Duties And Responsibilities

Qualification: CA

Experience: Fresher

  •  An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management.
  •  Assessing loan applications for credit appraisal which includes financial analysis to understand the solvency, liquidity position and credit worthiness of individual and corporate customers.
  •  Assess income and various obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
  •  Calculating eligibility basis portfolio as per BFL policy and doing risk check of customers.
  •  In dept knowledge of Capital Market and daily monitoring of stocks impacting BFL LAS exposure.
  •  Preparation of detailed Credit Approval Memo for high value cases and getting it approved from respective approving authorities basis BFL defined approval matrix.
  •  Adhering to all regulatory and statutory compliances & implementing operational risk controls related to LAS transactions ensuring fair sanctions to corporates and non-corporates and timely processing of cases in given TAT.
  •  Monitoring the portfolio behaviour of LAS Portfolio and identify the early sign of stress in the portfolio and highlight it to the reporting manager.
  •  Policy preparation/review /updation at regular intervals
  •  Review and renewal of existing LAS Portfolio.
  •  Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
  •  Preparation of RPRs of the LAS portfolio as when required.
  •  Providing timely inputs to Business team, COE, Compliance team, Finance team, IFC Audit team, Internal Audit team, RBI Audit.
  •  RBI Reporting of SMA-2 and large exposure.
  •  Monthly preparation of Deck


Required Qualifications And Experience

Qualification: CA

Experience: Fresher
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