Associate Debt Manager-Flows-2 Wheeler Loan

Job Requirements

Job Description:

Company Name: IDFC FIRST Bank

Job Title: Associate Debt Manager-Flows-2 Wheeler Loan

Job Type: Full-Time

Job Category: Retail Banking

Department: Retail Banking > Debt Management-Flows > Field > 2 Wheeler

Location: Kolkata, West Bengal, India

IDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries.

Key Responsibilities

• Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries
• Monitor delinquent accounts and take necessary actions to minimize losses
• Conduct field visits to assess customer creditworthiness and collect overdue payments
• Build and maintain relationships with customers to ensure timely payments and customer satisfaction
• Collaborate with internal teams to develop and implement strategies for improving loan performance
• Stay updated on industry trends and regulations related to 2 Wheeler Loans
• Provide regular reports and updates on portfolio performance to senior management
  
  

Qualifications

• Bachelor's degree in Finance, Business Administration or related field
• Minimum of 2 years of experience in debt management, preferably in the retail banking sector
• Knowledge of 2 Wheeler Loans and collections processes
• Strong communication and negotiation skills
• Ability to work independently and in a team environment
• Proficient in MS Office and other relevant software
• Willingness to travel for field visits as required
  
  

We offer a competitive salary and benefits package, as well as opportunities for growth and development within the organization. If you are a self-starter with a passion for debt management and a drive to succeed, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank.

Additional Parameters

• Fluency in local language (Bengali) is preferred
• Knowledge of local market and customer behavior is a plus
• Experience in handling 2 Wheeler Loan collections in Kolkata is highly desirable