Relationship Manager-Business Banking

Job Requirements

Job Description: Relationship Manager-Business Banking

Company Name: IDFC FIRST Bank

Job Type: Full-Time

Job Category: Retail Banking

Department: Retail Banking > Business Lending > Sales > Business Lending

Location: Delhi, India

IDFC FIRST Bank is seeking a highly motivated and experienced Relationship Manager-Business Banking to join our team in Delhi, India. As a Relationship Manager, you will be responsible for managing and growing a portfolio of business banking clients, providing them with exceptional service and customized financial solutions to meet their needs.

Key Responsibilities

• Develop and maintain relationships with business banking clients, understanding their financial goals and needs
• Act as a trusted advisor to clients, providing them with expert guidance and solutions to help them achieve their business objectives
• Identify and pursue new business opportunities, cross-selling and upselling bank products and services
• Conduct financial analysis and risk assessments of potential clients to determine credit worthiness
• Prepare and present credit proposals to credit committees for approval
• Monitor and manage the performance of existing business banking clients, ensuring timely and accurate reporting and compliance with loan covenants
• Collaborate with internal teams such as credit, operations, and product to deliver seamless and efficient service to clients
• Stay updated on market trends and competition to identify potential risks and opportunities for the bank
• Meet and exceed sales targets and contribute to the overall growth of the business banking portfolio
  
  

Qualifications

• Bachelor's degree in Business, Finance, or related field
• Minimum of 3 years of experience in business banking or commercial lending
• Strong understanding of financial products and services, credit analysis, and risk management
• Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and internal stakeholders
• Proven track record of meeting and exceeding sales targets
• Ability to work independently and as part of a team in a fast-paced and dynamic environment
• Proficiency in MS Office and other relevant software applications
  
  

If you are a driven and results-oriented individual with a passion for business banking, we want to hear from you! Join our team at IDFC FIRST Bank and take your career to the next level.