Relationship Manager-Business Banking

IDFC FIRST Bank

Job Requirements

Job Description:

Position: Relationship Manager-Business Banking

Company Name: IDFC FIRST Bank

Job Type: Full-Time

Job Category: Retail Banking

Department: Retail Banking > Business Lending > Sales > Business Lending

Location: Mumbai, Maharashtra, India

IDFC FIRST Bank is seeking a highly motivated and experienced Relationship Manager to join our Business Banking team. As a Relationship Manager, you will be responsible for managing and growing a portfolio of business clients, providing them with exceptional service and customized financial solutions.

Key Responsibilities:

Develop and maintain strong relationships with business clients, understanding their financial needs and providing them with appropriate solutions
Identify and acquire new business clients through various channels such as referrals, networking, and cold calling
Conduct thorough financial analysis of potential clients to assess creditworthiness and risk
Prepare and present credit proposals to the credit committee for approval
Monitor and manage the performance of the assigned portfolio, ensuring timely and effective resolution of any issues or concerns
Collaborate with internal teams such as product, operations, and credit to ensure seamless delivery of services to clients
Stay updated on market trends and competition to identify new business opportunities and improve existing products and services
Achieve individual and team targets for business growth and profitability

Qualifications:

Bachelor's degree in Business, Finance, or related field
Minimum of 3 years of experience in business banking or commercial lending
Strong understanding of financial products and services, particularly in the SME segment
Proven track record of acquiring and managing business clients
Excellent communication, negotiation, and relationship management skills
Ability to analyze financial statements and assess credit risk
Proficient in MS Office and CRM software
Knowledge of local market and competition is preferred
Must be willing to travel for client meetings and business development activities

We offer a competitive salary and benefits package, as well as opportunities for career growth and development. If you are a driven and results-oriented individual with a passion for business banking, we want to hear from you. Apply now to join our dynamic team at IDFC FIRST Bank.