Product Manager

AU SMALL FINANCE BANK

Group Company: AU Small Finance Bank Limited

Designation: Product Manager

Office Location:

Position description: #*Position description*#

Primary Responsibilities: #*Primary Responsibilities*#

Additional Responsibilities: #*Additional Responsibilities*#

Reporting Team

  • Reporting Designation: #*Reporting Designation*#
  • Reporting Department: #*Reporting Department*#

Educational Qualifications Preferred

#*Education and Experience*#

  • Category: #*Category*#
  • Field specialization: #*Field specialization*#
  • Degree: #*Degree*#
  • Academic score: #*Academic score*#
  • Institution tier: #*Institution tier*#

Required Certification/s: #*Required Certification/s*#

Required Training/s: #*Required Training/s*#

Required Work Experience

  • Industry: #*Industry*#
  • Role: #*Role*#
  • Years of experience: #*Years of experience*#

Job Brief:- AU Small Finance Bank Limited is seeking a dynamic and experienced professional to lead the development and execution of product strategies within the Sales department. This role demands a strategic thinker with a deep understanding of the financial services industry, capable of driving product innovation, managing product life cycles, and collaborating cross-functionally to enhance customer acquisition and retention. The ideal candidate will leverage market insights and customer feedback to deliver competitive financial products that align with the bank's growth objectives and regulatory standards.

Responsibilities:-

  • Develop and implement comprehensive product strategies that align with the bank’s sales objectives and market demands.
  • Conduct market research and competitive analysis to identify emerging trends and customer needs within the financial services sector.
  • Collaborate with sales, marketing, compliance, and technology teams to design and launch innovative financial products.
  • Manage the entire product lifecycle from ideation through development, launch, and post-launch performance evaluation.
  • Define product positioning, pricing strategies, and go-to-market plans to maximize product adoption and profitability.
  • Monitor product performance metrics and customer feedback to drive continuous improvement and ensure regulatory compliance.
  • Lead cross-functional teams to ensure timely delivery of product enhancements and resolve any operational issues.
  • Develop business cases and financial models to support product investment decisions and resource allocation.
  • Engage with key stakeholders, including senior management and external partners, to align product initiatives with organizational goals.
  • Provide training and support to sales teams to enhance product knowledge and improve customer engagement.

Skill:-

  • Product Lifecycle Management
  • Market Research and Competitive Analysis
  • Financial Product Development
  • Regulatory Compliance Knowledge
  • Cross-functional Team Leadership
  • Data Analytics and Interpretation
  • Strategic Planning and Execution
  • Customer Segmentation and Targeting
  • Pricing Strategy Development
  • Stakeholder Engagement
  • Business Case Development
  • CRM and Sales Enablement Tools
  • Risk Management
  • Financial Modeling

Preferred Qualifications:-

  • Bachelor’s degree in Business Administration, Finance, Marketing, or a related field; MBA or equivalent advanced degree preferred.
  • Minimum of 5-7 years of experience in product management within the financial services industry, preferably in banking or lending products.
  • Proven track record of successfully managing product portfolios and driving revenue growth in a regulated environment.
  • Strong understanding of financial regulations, compliance requirements, and risk management practices.
  • Experience with data analytics tools and CRM systems to analyze customer behavior and product performance.
  • Excellent leadership, communication, and stakeholder management skills.
  • Ability to work in a fast-paced, dynamic environment and manage multiple priorities effectively.

Key Performance Indicators: #*Key Performance Indicators*#

Required Competencies: #*Required Competencies*#

Required Knowledge: #*Required Knowledge*#

Required Skills: #*Required Skills*#

Required Abilities

  • Physical: #*Physical*#
  • Other: #*Other*#

Work Environment Details: #*Work Environment Details*#

Specific Requirements

  • Travel: #*Travel*#
  • Vehicle: #*Vehicle*#
  • Work Permit: #*Work Permit*#

Other Details

  • Pay Rate: #*Pay Rate*#
  • Contract Types: #*Contract Types*#
  • Time Constraints: #*Time Constraints*#
  • Compliance Related: #*Compliance Related*#
  • Union Affiliation: #*Union Affiliation*#

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